Welcome
Let’s set up your budget in 4 easy steps
1
Set your revenue & expenses on the Monthly Budget tab.
2
Give every dollar a job until “Left to allocate” reads $0.
3
Log spending on the Expense Tracker — or import a CSV.
4
Add new months anytime, and Save backup to keep your data safe.
{{ backupMonthLabel }} marked as done ✓
Save a backup of this month?

Now that this month is final, save a backup to your computer. Your data lives only in this browser — if its history is ever cleared, a backup lets you reload everything in one click.
Import data
What would you like to bring in?
Add a month or year
Pick a month to add. It copies your current categories with a fresh slate for actuals.
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Period {{ periodBadge }}
Welcome

Your books, yours to keep.

Fully editable and saved right here in your browser — no account, no internet. Type any number and your totals, charts and progress bars update instantly.

✎ Just start typing
Edit any cell on Monthly, Trackers & Goals. Everything recalculates live.
📅 Add months & years
Use the Period bar to add a new month or year — it copies your categories so you start fast.
🎨 Make it yours
In Settings, add your logo, name your business, and pick a color theme.
↓ Back up your data
Hit Save backup for a file you own. Import restores it on any computer or new year.
Tip: Your data lives in this browser. Clearing your browser history erases it — so download a Save backup now and then to keep your numbers safe.
Have feedback?
We’d love to hear from you

Found a bug or have an idea? Please email Bryn directly — we’d so much rather fix it for you fast than have you leave a bad review. We read every message and reply quickly. 💛

✉ Email bryn.c.khoury@gmail.com
Or copy: bryn.c.khoury@gmail.com
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Business Budget Overview · {{ currentLabel }}
You’re viewing sample data so you can see how everything works. New here? Take the quick tour, or clear it out and start your own.
{{ photoImg }} + LOGO
{{ householdName }}
{{ v.scopeLabel }} · click the logo or name to personalize
💾
Keep your budget safe. Save this file somewhere you’ll find it again — your Desktop or a bookmarked folder. Your numbers live only in this browser, so at the end of each month click Save backup and keep that file on your computer or cloud. That way nothing is lost if your browser history is ever cleared.
Revenue
{{ v.incomeFmt }}
Net profit
{{ v.netProfitFmt }}
Total expenses
{{ v.expenseFmt }}
{{ v.kpi4Label }}
{{ v.kpi4Fmt }}
Expenses by category
{{ v.expenseFmt }}
spent
{{ L.name }}{{ L.pct }}
Top categories
{{ c.name }}{{ c.amtFmt }}
Cash position
cash − what you owe
{{ netWorthFmt }}
Assets{{ nwAssetsTotal }}
{{ a.name }}{{ a.amtFmt }}
Liabilities{{ nwLiabTotal }}
{{ l.name }}{{ l.amtFmt }}
Revenue by product or service
{{ v.incomeFmt }}
{{ r.name }}{{ r.amtFmt }}
Cash flow
year to date
{{ cashFlowYtdFmt }}
Revenue minus expenses, last 6 months
Runway
cash ÷ net burn
⏳
Runway pending
This month is still a forecast. Mark it as actual in the period bar once it’s done to lock in your runway.
🎉
You’re profitable!
{{ surplusFmt }} surplus this month — cash-flow positive, so your runway is effectively unlimited.
{{ runwayMonthsFmt }} months
of cash left at this burn rate
Cash on hand
{{ cashOnHandFmt }}
Net burn / mo
{{ netBurnPerMoFmt }}
{{ householdName }} · Monthly Budget · {{ currentLabel }}
Monthly Budget

Give every dollar a job

Revenue
{{ d.incomeFmt }}
Left to allocate
{{ d.leftFmt }}
Revenue source Amount
{{ row.name }} {{ row.amtDisp }}
Total revenue{{ d.incomeFmt }}
Expense Planned Actual Diff % Chg
{{ g.name }}
{{ g.autoNote }}		 {{ g.plannedFmt }} {{ g.actualFmt }} {{ g.diffFmt }} {{ g.chgFmt }}
{{ it.name }}
 {{ it.plannedDisp }} {{ it.actualDisp }} {{ it.diffFmt }} {{ it.chgFmt }}
Total expenses{{ d.plannedFmt }}{{ d.expenseFmt }}{{ d.totalDiffFmt }}{{ d.totalChgFmt }}
{{ householdName }} · Expense Tracker · {{ currentLabel }}
Expense Tracker

Log every transaction

Logged
{{ d.txnTotalFmt }}
Date Description Category Amount
{{ t.date }} {{ t.desc }} {{ t.amtDisp }}
Total{{ d.txnTotalFmt }}
Bulk add: open the included Excel template, fill your expenses, then File → Save As → CSV and click Import from CSV / Excel above. Columns: Date, Description, Category, Amount.
Reserves & Goals

Build your reserves

Goal Saved Target Target dateProgress
{{ g.name }} {{ g.savedDisp }} {{ g.targetDisp }} {{ g.due }}
{{ g.pctLabel }}
{{ householdName }} · Cash Position
Cash Position

Your cash, receivables, and what you owe

AssetsValue
{{ a.name }}{{ a.amtDisp }}
Total assets{{ nwAssetsTotal }}
LiabilitiesBalance
{{ l.name }}{{ l.amtDisp }}
Total liabilities{{ nwLiabTotal }}
NET WORTH {{ netWorthFmt }}
Compare

Expense movement, month on month

Actual spending by category across every period. The Change column compares your latest period to your first.

Category {{ m }} Change
{{ r.name }} {{ c }} {{ r.chgFmt }}
Total spending {{ tt }}
{{ householdName }} · Forecast vs Actual
Forecast vs Actual

How the year is tracking

January–June are your tracked actuals; July onward is your forecast (planned budget). Variance compares actual spending to forecast for months already underway.

Full-year forecast
{{ fva.yearForecastFmt }}
Actual to date
{{ fva.ytdActualFmt }}
Month Forecast Actual Variance Net
{{ f.month }} {{ f.forecastFmt }} {{ f.actualFmt }} {{ f.varFmt }} {{ f.netFmt }}
{{ householdName }} · Business Plan
Business Plan

Get on the same page

A shared place for what matters most this quarter, the big investments on the horizon, and the things to talk through at your next planning session.

★
Priorities
{{ r.text }}
💬
To talk about
✓ {{ r.text }}
💰
Reserves & targets
Reserve / target Set aside Target By when Progress
{{ g.name }} {{ g.savedDisp }} {{ g.targetDisp }} {{ g.due }}
{{ g.pctLabel }}
📅
Planned investments
Total ahead
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What When Est. cost
{{ r.name }} {{ r.date }} {{ r.amtDisp }}
Settings

Make it yours

Business logo
{{ photoImg }}
Shown on your Dashboard. Stays on this device.
Business name
Color theme
Sharing & backups

Your numbers save in this browser — they are not stored inside the file itself. Keep them safe and share them like this:

  • Back up your data. Click Save backup (top right) to download an Excel file with everything in it. Do this at the end of each month.
  • Move to a new computer. Open the tracker there, click Import → Restore a backup file, and pick your backup — your whole planner loads.
  • Send your numbers to someone. Email them your backup file (and the tracker file if they don’t have it). They open the tracker and Import your backup.
  • Just sending a blank copy? Share the tracker .html file on its own — it opens fresh with the sample data, no numbers attached.
Best practices
  • Give every dollar a job. Aim for “Left to allocate” to reach $0 each month.
  • Reconcile weekly. A five-minute check-in beats a month-end scramble.
  • Set aside taxes as you earn. Move ~25-30% of profit to your tax reserve each month.
  • Back up regularly. Click Save backup — your data lives only in this browser.
  • Watch your runway. Keep a 3-month operating reserve so a slow month never hurts.