Set your income & expenses on the Monthly Budget tab.
2
Give every dollar a job until “Left to budget” reads $0.
3
Log spending on the Expense Tracker — or import a CSV.
4
Add new months anytime, and Save backup to keep your data safe.
{{ backupMonthLabel }} marked as done ✓
Save a backup of this month?
Now that this month is final, save a backup to your computer. Your data lives only in this browser — if its history is ever cleared, a backup lets you reload everything in one click.
Import data
What would you like to bring in?
Add a month or year
Pick a month to add. It copies your current categories with a fresh slate for actuals.
{{ householdName }}
{{ savedNote }}
Period{{ periodBadge }}
Welcome
Your budget, yours to keep.
Fully editable and saved right here in your browser — no account, no internet. Type any number and your totals, charts and progress bars update instantly.
✎ Just start typing
Edit any cell on Monthly, Trackers & Goals. Everything recalculates live.
📅 Add months & years
Use the Period bar to add a new month or year — it copies your categories so you start fast.
🎨 Make it yours
In Settings, add a family photo, name your household, and pick a color theme.
↓ Back up your data
Hit Save backup for a file you own. Import restores it on any computer or new year.
Tip: Your data lives in this browser. Clearing your browser history erases it — so download a Save backup now and then to keep your numbers safe.
Have feedback?
We’d love to hear from you
Found a bug or have an idea? Please email Bryn directly — we’d so much rather fix it for you fast than have you leave a bad review. We read every message and reply quickly. 💛
You’re viewing sample data so you can see how everything works. New here? Take the quick tour, or clear it out and start your own.
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{{ householdName }}
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💾
Keep your budget safe. Save this file somewhere you’ll find it again — your Desktop or a bookmarked folder. Your numbers live only in this browser, so at the end of each month click Save backup and keep that file on your computer or cloud. That way nothing is lost if your browser history is ever cleared.
Income
{{ v.incomeFmt }}
Allocated to Savings & Goals
{{ v.savedFmt }}
Expenses
{{ v.expenseFmt }}
{{ v.kpi4Label }}
{{ v.kpi4Fmt }}
Spending by category
{{ v.expenseFmt }}
spent
{{ L.name }}{{ L.pct }}
Top categories
{{ c.name }}{{ c.amtFmt }}
Net worth
assets − liabilities
{{ netWorthFmt }}
Assets{{ nwAssetsTotal }}
{{ a.name }}{{ a.amtFmt }}
Liabilities{{ nwLiabTotal }}
{{ l.name }}{{ l.amtFmt }}
Savings goals
{{ g.name }}{{ g.pctLabel }}
Monthly Budget
Give every dollar a job
Income
{{ d.incomeFmt }}
Left to budget
{{ d.leftFmt }}
Income source
Amount
{{ row.name }}
{{ row.amtDisp }}
Total income
{{ d.incomeFmt }}
Expense
Planned
Actual
Diff
% Chg
{{ g.name }}
{{ g.autoNote }}
{{ g.plannedFmt }}
{{ g.actualFmt }}
{{ g.diffFmt }}
{{ g.chgFmt }}
{{ it.name }}
{{ it.plannedDisp }}
{{ it.actualDisp }}
{{ it.diffFmt }}
{{ it.chgFmt }}
Total expenses
{{ d.plannedFmt }}
{{ d.expenseFmt }}
{{ d.totalDiffFmt }}
{{ d.totalChgFmt }}
Expense Tracker
Log every transaction
Logged
{{ d.txnTotalFmt }}
Date
Description
Category
Amount
{{ t.date }}
{{ t.desc }}
{{ t.amtDisp }}
Total
{{ d.txnTotalFmt }}
Bulk add: open the included Excel template, fill your expenses, then File → Save As → CSV and click Import from CSV / Excel above. Columns: Date, Description, Category, Amount.
Savings Goals
What we're saving for
Goal
Saved
Target
Target date
Progress
{{ g.name }}
{{ g.savedDisp }}
{{ g.targetDisp }}
{{ g.due }}
{{ g.pctLabel }}
Net Worth
Everything you own, minus what you owe
Assets
Value
{{ a.name }}
{{ a.amtDisp }}
Total assets
{{ nwAssetsTotal }}
Liabilities
Balance
{{ l.name }}
{{ l.amtDisp }}
Total liabilities
{{ nwLiabTotal }}
NET WORTH{{ netWorthFmt }}
Compare
Expense movement, month on month
Actual spending by category across every period. The Change column compares your latest period to your first.
Category
{{ m }}
Change
{{ r.name }}
{{ c }}
{{ r.chgFmt }}
Total spending
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Forecast vs Actual
How the year is tracking
January–June are your tracked actuals; July onward is your forecast (planned budget). Variance compares actual spending to forecast for months already underway.
Full-year forecast
{{ fva.yearForecastFmt }}
Actual to date
{{ fva.ytdActualFmt }}
Month
Forecast
Actual
Variance
{{ f.month }}
{{ f.forecastFmt }}
{{ f.actualFmt }}
{{ f.varFmt }}
Family Plan
Get on the same page
A shared place for what matters most this year, the big costs on the horizon, and the things to talk through together at your next money check-in.
★
Our priorities
{{ r.text }}
💬
To talk about
✓{{ r.text }}
📅
Upcoming big expenses
Total ahead
{{ planBigTotal }}
What
When
Est. cost
{{ r.name }}
{{ r.date }}
{{ r.amtDisp }}
Settings
Make it yours
Family photo
{{ photoImg }}
Shown on your Dashboard. Stays on this device.
Household name
Color theme
Best practices
Give every dollar a job. Aim for “Left to budget” to reach $0 each month.
Update your actuals weekly. A five-minute check-in beats a month-end scramble.
Back up regularly. Click Save backup — your data lives only in this browser.
Start each new month fresh. Add a new period for each month; it copies your categories.
Fund your emergency savings first, then tackle debts smallest balance first.